The AFKA Insurance Rider program is designed to assist foster and *kinship caregivers with damage over $10,000.00 (per occurrence) that was caused with intent by a foster/*kinship child in their care. The foster/kinship caregivers must have insurance under their own homeowners or tenants insurance policy, but their insurer is refusing to pay for the damage. The deductible for this plan is $10,000.00.
*For the purposes of accessing AFKA Programs, a *Kinship Caregiver refers to a kinship caregiver who is an approved placement provider.*
What to do in the Event of a Loss
- Immediately contact your own insurance company to report and make a claim.
- Immediately file a critical incident report with the Case Manager and your Foster/Kinship Care Support Worker as you would for any other incident
- If your claim is denied by your insurance company, you must ask for a letter stating why it was denied.
- If your claim is denied, contact the Alberta Foster and Kinship Association to see if you are eligible for compensation under this plan.